Terms and Conditions
CFM Indosuez Conseil en Investissement
Owner and Publisher
CFM Indosuez Conseil en Investissement, a simplified joint-stock company with a single shareholder (société par actions simplifiée à associé unique), with share capital of €1,125,000.
Registered in the Nice Trade and Companies Register under SIREN number 513 672 790
NAF code: 7022Z Business advice and other management advice
Having its registered office in France, in Cap d’Ail (06320), Place de la Liberté, Bâtiment C, La Lombarde
Intracommunity VAT number: FR43513672790
With a branch in New Caledonia, Nouméa (98800), at Le Commodore, Promenade Roger Laroque, Anse Vata, registered in the Nouméa Trade and Companies Register under number 2013 B 570 - RIDET 1 180 876
CFM Indosuez Conseil en Investissement is registered with the Register of Insurance Intermediaries (ORIAS) under number 09051331 as a:
- Financial investment advisor (CIF);
- Type of advice provided by CFM Indosuez Conseil en Investissement: non-independent advice;
- Insurance or reinsurance broker (COA);
- Non-exclusive agent for banking and payment services transactions (MOBSP).
You can check the company’s registration on the ORIAS website at www.orias.fr
CFM Indosuez Conseil en Investissement is a member of the French national association of financial advisors (ANACOFI-CIF) under number E001827 (association approved by the French financial markets authority (AMF)).
CFM Indosuez Conseil en Investissement holds a professional licence issued by the Nice Côte d’Azur Chamber of Commerce and Industry in the Alpes Maritimes department (France), number CPI 0605 2016 000 004 369, allowing it to execute the business of: Transactions on buildings and businesses without holding funds. This activity is governed by Law No. 70-9 of 2 January 1970 known as the "Hoguet Law" and its subsequent texts.
CFM Indosuez Conseil en Investissement has, for the performance of its various activities, professional third party liability cover from CGPA, 125, rue de la Faisanderie, CS 31666, 75773 Paris cedex 16 (France).
CFM Indosuez Conseil en Investissement comes under the authority of:
- the French Financial Markets Authority (AMF) https://www.amf-france.org
- the French Prudential Supervision and Resolution Authority (ACPR) : https://acpr.banque-france.fr
The remuneration of CFM Indosuez Conseil en Investissement comes from commission sharing agreements and, as applicable, entry fees received and/or applied by its business partners (Insurance, Bank or Real Estate Agency).
Complaints management / mediation
For any complaint, please contact CFM Indosuez Conseil en Investissement as follows:
- By post: CFM INDOSUEZ CONSEIL EN INVESTISSEMENT, Immeuble La Lombarde Bâtiment C, 1 Place de la Liberté, 06320 Cap d’Ail
- By phone: + 33 (0)4 93 17 39 64
- By fax: + 33 (0)4 93 17 69 31
- Or by e-mail: email@example.com
To refer any complaints to an ombudsman, the competent ombudsmen are:
- for disputes between professionals:
92 rue d’Amsterdam
https://www.anacofi.asso.fr/ or firstname.lastname@example.org
- for disputes with a non-professional client:
Financial investment advisory:
Mrs. Marielle Cohen-Branche AMF Ombudsman
Autorité des Marchés Financiers
17, place de la Bourse
75082 Paris Cedex 02
Insurance or reinsurance brokerage:
La Médiation de l’Assurance
75441 PARIS CEDEX 09
Non-exclusive agent activities in banking and payment services (MOBSP) and transaction activities on Properties and Businesses:
Médiation de la consommation - ANM Conso
2 rue de Colmar
IOBSP website: www.anm-conso.com
REAL ESTATE website: www.anm-conso.com
Specific information on the CFM Indosuez Conseil en Investissement branch in New Caledonia
The branch is registered as an insurance broker in the New Caledonia insurance intermediaries register (RIAS NC) under number NC170054.
You can check the company’s registration on the website www.rias.nc
For any complaint, the CFM Indosuez Conseil en Investissement branch office can be contacted as follows:
- By post: CFM INDOSUEZ CONSEIL EN INVESTISSEMENT, Le Commodore - Promenade Roger Laroque B.P. 8663 - 98807 Nouméa – New Caledonia
- By phone: + 687 27 88 38
- By fax: + 687 27 88 49
- Or by e-mail: email@example.com
For any dispute regarding the insurance or reinsurance brokerage activity, the following department of the New Caledonia government can also be contacted:
Direction des affaires économiques
34 bis rue du Général Galliéni, Nouméa
CFM Indosuez Conseil en Investissement is a wholly-owned subsidiary of CFM Indosuez Wealth which is a member of the Crédit Agricole banking group.
Hereinafter referred to as “CFM Indosuez Conseil en Investissement”.
Head of Publication
Magali Jacquet-Lagrèze, Head of Communications, CFM Indosuez Wealth
Head office and branch e-mail address: firstname.lastname@example.org
Telephone: +33 (0)4 93 17 39 64
Fax: +33 (0)4 93 17 69 31
Director: Christian Montavon
Telephone: +687 27 88 38
Fax: +687 27 88 49
Crédit Agricole Group Infrastructure Platform, a Simplified Joint-Stock Company (French SAS) registered at the RCS of Paris under the number 840.434.740, with a capital of €86,552,500.
30-32, boulevard de Vaugirard, 75015 PARIS.
For purposes of the present warning, the terms below are defined as follows:
- “Indosuez”, "Indosuez Wealth Management", “Indosuez group” or “Entity(ies)”: CA Indosuez and all other French and foreign entities, wherever their location, of which CA Indosuez is the holding company, or, more generally, that are part of the Wealth Management Business Line of Crédit Agricole group.
- “Indosuez Europe”: CA Indosuez Wealth (Europe)
- “Indosuez Monaco”: CFM Indosuez Wealth
- “Indosuez Switzerland”: CA Indosuez (Switzerland) SA
- “Entity(ies)”: CA Indosuez, CFM Indosuez Conseil en Investissement and all other French and foreign entities, wherever their location, of which CA Indosuez is the holding company, or, more generally, that are part of the Wealth Management Business Line of Crédit Agricole Group.
- “User”: any person accessing or using the Website and/or any owner of a computer used to connect to and/or navigate on the Website, regardless of whether or not they are a client of an Entity.
- “Website”: the Website “ca-indosuez.com/newcaledonia” made up of the different CFM Indosuez Conseil en Investissement web pages.The Website and its access or use are subject to French law and regulations. In the event of any dispute, the courts of Nice (Alpes-Maritimes) shall be competent.
1. Terms and conditions for accessing and using the Website
The User acknowledges that they are aware of the terms and conditions for accessing and using the Website as well as the policies regarding the protection of personal data, intellectual property and online security set out below, and undertakes to abide by said terms and conditions at all times.
CFM Indosuez Conseil en Investissement reserves the right to modify the contents of this warning at any time. The User is deemed to be aware of the latest version of this warning each time they connect to the Website.
The Website is accessible 24 hours a day, 7 days a week, except in case of force majeure, as a result of the actions of a third party, and/or in the event of maintenance work and interventions necessary to its proper functioning. Where maintenance work is carried out, any interruptions shall, insofar as is possible, be notified by a warning on the homepage or by any other process. Neither CFM Indosuez Conseil en Investissement nor the Host may be held liable for any interruption or disruption, whatever the cause, nor will any interruption or disruption open the right to any compensation.
Insofar as the confidentiality and integrity of information provided on the internet cannot be guaranteed, the User is informed that they are responsible for taking all appropriate measures to protect their messages or data and/or tools. For more information about this, the User can consult our page on general security information.
The User agrees to respect the integrity of the Website. They agree not to impede its operation, modify or delete any content, in part or in whole, or fraudulently enter any data.
Access to this Website is free of charge, excluding any internet service provision and dial-up costs that are invoiced directly by operators.
The online services from CFM Indosuez Conseil en Investissement may be accessed via the Website. The terms governing access to and the pricing and provision of online services are stipulated in an agreement signed between the User and CFM Indosuez Conseil en Investissement. Any User wishing to access and use the online services should contact CFM Indosuez Conseil en Investissement.
The online services of other Entities (where applicable) may also be accessed via the Website. The terms governing access to and the pricing and provision of online services are stipulated in an agreement signed between the User and the Entity in question. Any User wishing to access and use the online services of a given Entity should contact the Entity in question.
3. Available information
All information and opinions of a general nature (economic, financial, etc.) featured on the Website are for information purposes only. Although CFM Indosuez Conseil en Investissement takes all reasonable steps to obtain information from sources that it deems reliable, it does not represent nor warrant that the information or data on the Website is accurate, reliable or complete. Said information or data is not provided on a contractual basis and is only of indicative value.
The User acknowledges that information may be modified at any time and without prior notice and may not be automatically updated or valued on a real-time basis. The Website may include information provided by external companies or hyperlinks to other websites that were not developed by CFM Indosuez Conseil en Investissement. The existence of links to other websites does not constitute a validation or endorsement of the websites in question or their contents. It is the User’s sole responsibility to verify and use any such information with discernment and with a critical mind. CFM Indosuez Conseil en Investissement may not be held liable with regard to any information, opinions or recommendations by third parties.
Given the inherent risks linked to the electronic transmission of information, delays, omissions or inaccuracies may occur. Any information available on the Website is provided “as is”, whatever its origin. Accordingly, CFM Indosuez Conseil en Investissement declines all responsibility as to the contents of the Website and its use.
Information available on the Website may be provided in several languages. In the event of a dispute, the French version shall prevail.
The use of the information provided on the Website is the sole responsibility of the User. CFM Indosuez Conseil en Investissement declines all responsibility as to its use and consequences.
4. No offer
None of the information, publications, services and products appearing on the Website, in whatever form and whatever their nature, may be interpreted as constituting an incitement, solicitation, proposal or recommendation of banking or financial products or services from CFM Indosuez Conseil en Investissement.
Likewise, none of the information on the Website shall constitute or be deemed to constitute a form of investment, legal or tax advice.
Any User requiring further information may contact CFM Indosuez Conseil en Investissement which will provide them with said information within the limits of the law.
5. Restrictions on access to the Website, products and services
The Website is not intended for persons in those jurisdictions where (due to their nationality, place of residence or for any other reason) its contents or access to it is unlawful. Users are solely responsible for ensuring that they are legally authorised to access the Website in the country from which the connection is established. All persons subject to these restrictions should refrain from connecting to and/or navigating on the Website.
The products and services mentioned on the Website may not be approved for sale or made available to residents or nationals of certain countries or certain categories of investors. The offer and use of the products and services presented on the Website are subject to the contractual conditions and rates applied by CFM Indosuez Conseil en Investissement, in compliance with the applicable laws and regulations. In particular, products and services may be reserved for certain clients only or may be subject to restrictions regarding certain persons or in certain countries. In any case, the User should ensure that they are legally authorised to subscribe to the products or services presented on the Website, and should refrain from subscribing to any such products or services where restrictions apply. The User is informed that CFM Indosuez Conseil en Investissement will not provide products and services to any persons who are not legally authorised to subscribe to them.
More specifically, the User’s attention is drawn to the fact that:
- The Website does not constitute an offer or a solicitation of products or services in the United States of America or Canada, nor are featured products or services intended for any persons residing in or who are citizens of the United States of America (“US Person”), Canada or any other country where this would constitute a violation of applicable laws and regulations. All persons residing in or who are citizens of said countries should refrain from using the Website.
- Access to the products and services presented on the Website is not permitted for persons residing in Hong Kong except where such products and services are provided by the Hong Kong Entity of the Wealth Management Business Line, or otherwise in accordance with the Securities and Futures Ordinance (Cap.571).
- The Website does not constitute an offer or a solicitation of products or services for persons residing in Singapore. The contents of the CA Indosuez Website are exclusively intended for persons outside of Singapore and may only be used by said persons.
6. No liability
CFM Indosuez Conseil en Investissement, its legal representatives, employees or agents may not be liable for any direct or indirect losses, costs, complaints, charges or damages of any nature, contractual or tortious, including negligence, resulting from or linked to the use of the Website, even if CFM Indosuez Conseil en Investissement was informed of the possibility of such losses, costs, complaints, charges or damages.
7. Job applicants and employment
The User can spontaneously apply or respond to an offer posted on the “jobs.ca-indosuez.com” website which can be accessed via a link on the “Careers” tab.
The “jobs.ca-indosuez.com” website falls under the editorial responsibility of CA Indosuez and is hosted by Talentsoft in France. The conditions applying to applications are specified in the Disclaimer of the “jobs.ca-indosuez.com” website which the User is advised to read.
8. Intellectual property
The User acknowledges that the Website and its contents (in particular, the information, data, sounds, images, texts, drawings, graphics, distinctive signs, logos, brands, iconographic and photographic representations, downloadable documents, etc.) are the property of CFM Indosuez Conseil en Investissement or its partners. The reproduction, representation or distribution, for any purpose other than private use, of all or some of the contents of the Website, on any medium or by any means, is forbidden, except with the prior written consent of CFM Indosuez Conseil en Investissement. Any failure to comply therein may engage the civil and criminal liability of the counterfeiter.
All or any of the information on the Website may be downloaded on a hard drive or printed for personal use only, provided that this copyright notice is included in each copy, that no alterations are made, and that it is not used, either in whole or in part, in other works or publications on any medium. The downloading or any other form of copying of software or information from the Website does not bestow the User with any rights. It is also forbidden to distribute or copy all or any of the information on the Website and to transfer (electronically or by any other means), alter or use the pages of the Website or its contents for public or commercial purposes without the prior written consent of CFM Indosuez Conseil en Investissement.
It is strictly prohibited to use or reproduce the terms “Indosuez”, “CA Indosuez”, “CFM Indosuez”, “CA Indosuez Wealth Management”, “CFM Indosuez Wealth Management” as well as all of the CA Indosuez and CFM Indosuez Wealth brands and/or logos, alone or together, for any purpose, and notably for any advertising purposes, without the prior written consent of CFM Indosuez Wealth or CFM Indosuez Conseil en Investissement.
Any hyperlinks to the Website require the prior and express authorisation of CFM Indosuez Conseil en Investissement.